Frontiers in Environmental Science - 2023 : Enhancement of water quality index prediction using support vector machine with sensitivity analysis

Naeimah, Mamat and Siti Fatin, Mohd Razali and Fatimah Bibi, Hamzah (2023) Frontiers in Environmental Science - 2023 : Enhancement of water quality index prediction using support vector machine with sensitivity analysis. Frontiers in Environmental Science, 10 (-). 0-0. ISSN 2296-665X

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Abstract

Prior research has demonstrated that financial literacy significantly influences the investment decisions of individuals. It remains unclear how knowledge of finances and money management affects the ability of retired individuals to identify investment schemes. In addition, there is a dearth of research examining the factors that influence retirees' awareness of investment schemes. Given that retirees are regarded as a vulnerable group and an easy target for con artists, an investigation into the factors that influence their awareness of investment frauds is highly warranted. The purpose of this study is to determine how retirement-age individuals' awareness of investment schemes is affected by their financial knowledge and behaviour. By administering a survey to 200 retirees, the researchers were able to collect 53 responses and gather data. In addition, there is a dearth of research examining the factors that influence retirees' awareness of investment schemes. The data were then examined using PLS-SEM version 3 software. The results revealed that retirees who are well-versed in financial matters tend to recognize investment scams better. Moreover, this connection is even stronger for retirees who demonstrate careful financial behaviour. This study emphasises the significance of enhancing retirees' financial knowledge and habits in order to prevent them from falling prey to scams.

Item Type:	Article
Uncontrolled Keywords:	Financial Literacy, Financial Behaviour, Investment Scams, Retirees
Divisions:	Institute of Graduate Studies (IGS)
Depositing User:	LIBRARY1 UPTM
Date Deposited:	18 Jul 2025 02:57
Last Modified:	18 Jul 2025 02:57
URI:	http://eprints.kuptm.edu.my/id/eprint/4894

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