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1st International Conference of Cross-Disciplinary Academic Research 2021 (ICAR21) - 2021 : The Role Of Knowledge Transfer In Determining The Debt Literacy Toward Sme Ability To Repay Debt In Malaysia. ICAR 2021

Dr Muhamad Nizam, Jali and Dr Ahmad Fauzi, Ahmad Zaini and Dr Nan Zakiah, Megat Ibrahim (2021) 1st International Conference of Cross-Disciplinary Academic Research 2021 (ICAR21) - 2021 : The Role Of Knowledge Transfer In Determining The Debt Literacy Toward Sme Ability To Repay Debt In Malaysia. ICAR 2021. 1st International Conference of Cross-Disciplinary Academic Research 2021 (ICAR21), NA (NA). p. 58. ISSN 978-967-26577-0-5

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Abstract

Knowledge transfer was considered crucial to firms' growth and transformation. In contrast, small and medium-sized companies (SMEs) play a crucial role in the socio-economic development in a country through business possibilities, job creation, and poverty reduction. However, various factors influence the ability of SMEs to repay their debt. One of the most important components of enhancing the capacity of SMEs to repay debt is literacy and the transfer of knowledge. To bridge this gap, this study will examine the elements that affect the capacity of Malaysian SMEs to repay their debt, including debt literature, utilizing knowledge transfer as a medium. The main data from the study were collected through questionnaires from 127 Malaysian SMEs. The PLS-SEM approach is used to evaluate the data and subsequently to solve hypotheses and achieve research goals. This article comprises some recommendations on the development of the SME sector in Malaysia and recommendations for relevant future research in this field.

Item Type: Article
Uncontrolled Keywords: Debt literacy, knowledge transfer, ability to repay debt, PLS
Subjects: H Social Sciences > HD Industries. Land use. Labor
Divisions: Institute of Graduate Studies (IGS)
Depositing User: LIBRARY1 UPTM
Date Deposited: 12 Jun 2025 08:10
Last Modified: 12 Jun 2025 08:10
URI: http://eprints.kuptm.edu.my/id/eprint/4323

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